​There are two types of funds you may be looking to invest in: actively managed and passively managed. First, a fund is an investment tool that takes your investment capital and divides it between selected stocks and bonds, all bundled within one fund. While the two can invest your money in the same bundle, there are key differences.

​You hear it all the time: you should make sure your retirement savings at least keep pace with inflation. But what is inflation and how does it really affect your retirement savings? Let’s explore.

Last week, Ryan Bayonnet, CFP®, MSF was featured in MarketWatch's article How Economic Slumps Inflict Permanent ‘Scars’ on Spending and Saving. ​ Read more here.

Last week, Ryan Bayonnet, CFP®, MSF was featured in U.S. News & World Report's article titled 5 Tips for Newlyweds Merging Bank Accounts and LendingTree's article titled Tips for Getting out of Business Debt.  Take a look at the articles below as well as a picture from Ryan's recent speaking engagement at the Ohio State University.

​The Setting Every Community Up for Retirement Enhancement (SECURE) Act is a bipartisan bill designed to address Americans' difficulty in saving and investing for retirement. The bill passed the House of Representatives in a 417-3 vote in July and the Senate in a 71-23 vote in December.  The President signed the SECURE Act into law last Friday as part of the government’s overall spending bill.  The bill seeks to put into place provisions to strengthen retirement security across the country.  Listed below are some of the major changes and how they may affect your retirement plan.

​Each year, US Medical Specialties, Inc., an international medical consulting firm, helps physicians and other healthcare professionals find community based, doctor friendly financial advisors. For the third year in a row, Ryan M. Bayonnet, CFP®, MSF has been recognized by MD Preferred for his service to physicians.